Refund Policy

REFUND POLICY

The purchase of any Products is non-refundable under any circumstance upon purchase due to the immediate nature of delivery of the digital product(s). You further agree and acknowledge that changing your mind about the Products shall not entitle You to a refund. Unless otherwise provided by law and in this Agreement, you acknowledge that we do not offer refunds for any portion of your payment for any of our Products, and no refunds will be provided to you at any time. 

CHARGEBACKS

You are completely responsible for all charges, fees, and taxes arising from any digital product purchase. By purchasing any Products, You agree to allow Natalie Puglisi, PC to use the submitted credit card as the payment method for your purchase. You further agree that you shall not file any dispute or chargeback with Your credit card company, bank or any other financial institution. Company reserves the right to collection of any and all additional fees, costs, expenses and service charges which may be associated with filing of such a dispute, chargeback, reversal request or recollection claim, without limitation, court costs and attorney’s fees.

In the event that a chargeback is placed on a purchase, or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all three credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback.

You agree and acknowledge that a filing a filing a false chargeback claim is illegal and considered to be Chargeback Fraud (“friendly fraud”) and could result in a finding of bank (wire) fraud, which does carry a fine. Company retains the right to have Affirm as well as the bank which holds the card you used to make the purchase investigate your claim based upon chargeback fraud allegations, which could result in a ban from Company’s services and products as well as the termination of your banking relationship.